Bank Rating List
by Britney MayCom
comment...
With the impending doom espoused by secretary Paulson and chairman Bernanke, it's very likely that congress will come to terms over a plan to create liquidity and solvency during this banking crisis. But, one reason the $700 Billion bailout didn't pass is because it's difficult for anyone to know where banks stand and where they are headed without a consistent way to rate them.
We've put together a table showing the largest banks in America and their relative rating using the CAMELS (Capital, Assets, Management, Earnings, Liquidity, and Sensitivity to Markets) analysis from publicly available press. In the case of CAMELS analysis, we have given the banks a rating from 1 to 100 with 100 showing the greatest strength or lowest sensitivity. The capital ratio column shows the total risk based capital ratio and the FDIC score is the Federal Deposit Insurance Corporation's analysis of the banks capitalization.
We hope to update this table as more information becomes available. Please post bank information on the forum to help keep this list updated.
Bank |
Capital |
Assets |
Management |
Earnings |
Liquidity |
Sensitivity |
Capital Ratio |
FDIC Score* |
|---|---|---|---|---|---|---|---|---|
Bank of America |
99 |
98 |
98 |
91 |
96 |
89 |
10.7% |
WC |
JPMorgan Chase Bank |
98 |
98 |
97 |
93 |
96 |
89 |
12.0% |
WC |
Wells Fargo Bank |
97 |
98 |
97 |
92 |
93 |
87 |
11.1% |
WC |
Citibank |
96 |
98 |
97 |
77 |
96 |
87 |
12.8% |
WC |
SunTrust Bank |
95 |
97 |
96 |
93 |
90 |
87 |
10.7% |
WC |
U.S. Bank |
96 |
97 |
98 |
92 |
95 |
87 |
10.7% |
WC |
Regions Bank |
91 |
96 |
96 |
91 |
91 |
87 |
11.3% |
WC |
Branch Banking and Trust |
91 |
96 |
96 |
93 |
89 |
87 |
10.9% |
WC |
National City Bank |
91 |
96 |
96 |
77 |
87 |
84 |
10.3% |
WC |
HSBC Bank |
98 |
95 |
95 |
95 |
51 |
84 |
0.6% |
WC |
World Savings Bank |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Countrywide Bank |
90 |
95 |
96 |
70 |
89 |
84 |
11.1% |
WC |
PNC Bank |
95 |
96 |
96 |
94 |
95 |
87 |
12.0% |
WC |
Keybank |
91 |
95 |
95 |
79 |
90 |
84 |
11.2% |
WC |
ING Bank |
96 |
96 |
96 |
95 |
96 |
87 |
12.0% |
WC |
Merrill Lynch Bank |
96 |
94 |
96 |
70 |
90 |
84 |
10.5% |
WC |
Sovereign Bank |
91 |
94 |
96 |
78 |
88 |
87 |
10.5% |
WC |
Comerica Bank |
91 |
93 |
95 |
93 |
89 |
87 |
10.8% |
WC |
Union Bank of California |
90 |
93 |
95 |
91 |
86 |
84 |
10.2% |
WC |
Commerce Bank |
95 |
93 |
95 |
76 |
96 |
87 |
12.2% |
WC |
Wachovia |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Washington Mutual |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
*WC: Well Capitalized, Does NOT mean FDIC member.